Former President Donald Trump has proposed giving \$1,000 to every newborn through “Trump accounts”—government-funded investment accounts aimed at promoting early savings. These accounts would be available only to babies born between **January 1, 2025, and December 31, 2028**, with parents allowed to contribute up to \$5,000 annually. Supporters, like House Speaker Mike Johnson, call it “a forward-looking strategy to help families build generational wealth.”

However, the offer depends on passing Trump’s broader “**big, beautiful bill**,” which includes tax breaks like **eliminating taxes on tips**, **raising the child tax credit to \$2,500**, and **deductions for buying American-made cars**. But it also comes with controversial tradeoffs, including **cuts to Medicaid and SNAP**, impacting over **8 million people**. One critic warns it “could remove vital support from millions of Americans.”

Trump defends the bill as a “**pro-family, pro-worker**” move that helps Americans invest in their future. Yet, opponents call it a political tactic—offering baby savings while slashing aid to the vulnerable.

For now, the proposal is just that—a proposal. Whether “Trump accounts” become reality depends on a divided Congress and the outcome of heated political negotiations.